Free for qualified merchants
Embed branded financing into your sales flow. Customers apply on your site, in your brand. Free for qualified merchants.
Built for merchants across
Free for qualified merchants
Embed branded financing into your sales flow. Free for qualified merchants.
Whether you sell face-to-face, send invoices, or run an online catalog — Waveforce has a financing experience built for how your business actually works.
Turn every quote into a financing conversation
Rep-led quoting tool. Your sales rep enters a quote on a tablet, shows monthly payment options, and the customer applies on the spot — without ever leaving your branded experience.
See it liveEvery invoice becomes a financing offer
Invoice financing for contractors and installers. Send an invoice, and the customer applies for financing directly on the invoice page. "Finance This" replaces "Pay Now."
See it livePre-approved before they browse
Embedded pre-approval + checkout. Customers get pre-approved via a persistent popup, know their budget before they shop, and check out with financing already in hand.
See it liveAffirm and Klarna charge you 6% to send your customers to someone else's website. Waveforce charges 3% to keep them on yours.
Customer redirected to Affirm's website
Customer redirected to Klarna's website
Customer stays on your site, in your brand
On a $5,000 sale
You save ~$150 per financed transaction. Same financing for your customer, half the cost for you.
Merchant fee
Lower fees vs. Affirm/Klarna
Conversion increase
Setup & monthly fees
Whether you sell products or services, Waveforce adapts to how your business operates.
Customers never leave your website. They see your logo, your colors, and a financing flow that feels like yours.
Product catalogs get a retail checkout. Service quotes get a financing breakdown.
From application to live financing — no months-long integration.
No setup fees, no monthly charges. We earn when your customers finance.
Customer financing from $500 to $25,000. Backed by institutional lending.
Max financing per customer
Application time
Cost to merchants
Average setup time
See how businesses use Waveforce to close more deals.
Customers browse e-bikes, see monthly payment options on every product, and apply for financing — all without leaving the Send Bikes experience. The entire flow is branded, from product selection through approval.
Home improvement customers receive a personalized quote, see multiple financing terms side-by-side, and apply — all in an experience that looks and feels like the contractor's own site.
Financing built directly into the estimate process for garage door installers. Homeowners see payment options alongside their quote — before they leave to think it over.
Get your branded financing experience built and deployed at zero cost. No hidden charges.
No recurring charges. We earn when your customers finance purchases — not from you.
We're aligned with your success. More deals you close with financing, the better we both do.
For developers
Whether you use our dashboard, connect through a platform, or build a custom integration.
import Waveforce from '@waveforce/sdk';
const session = await wf.financing.create({
amount: 4899,
currency: 'usd',
product: 'E-Ride Storm 750',
});{
"status": "pending",
"amount": 4899,
"monthly": 136,
"term": 36,
"apr": 8.99
}No code?
Configure financing, set products, apply your brand — no code required.
Use a platform.
Built-in integrations for Send Bikes, Fenestrate, Shopify, and more.
Build your own.
RESTful API with webhooks. Create sessions, handle approvals, build anything.
Fill out a 2-minute form, or learn more about how it works.
Get started in two minutes. It's free.